澳大利亚银行放松对有短期学生债务的首次购房者的抵押贷款规则。 Australian banks relax mortgage rules for first-time homebuyers with short-term student debt.

以英联邦银行为首的澳大利亚银行不再将学生债务(HECS-HELP)作为抵押贷款评估的考虑因素,如果债务将在12个月内清偿的话。 Australian banks, led by Commonwealth Bank, are no longer considering student debt (HECS-HELP) in mortgage assessments if the debt will be paid off within 12 months. 这一变化旨在帮助首次购房者获得较大的贷款,有可能使夫妇的借贷能力达到187,000美元。 This change aims to help first-time homebuyers secure larger loans, potentially adding up to $187,000 to a couple's borrowing power. 5年来,房价增长了近40%,使得买主更难进入市场。 The move comes as home values have increased by nearly 40% over the last five years, making it harder for buyers to enter the market. 两大政党也在推行增加住房供应和方便进入住房市场的政策。 Both major political parties are also pushing policies to increase housing supply and ease entry into the housing market.