根据1974年的一项法律,英国信用卡使用者在购买最高达30 000英镑的信用卡时得到保护,即使只花过1英镑。 UK credit card users get protection for purchases up to £30,000, even for just £1 spent, under a 1974 law.

金融专家马丁·刘易斯强调指出,根据1974年《消费者信贷法》,在英国信用卡上仅花一英镑就可以提供重要保护。 Financial expert Martin Lewis highlighted that spending just £1 on a UK credit card can offer significant protection under the Consumer Credit Act 1974. 该法规定,信用卡供应商与供应商共同负责处理100至30 000英镑之间的任何采购问题,包括欺诈或虚假陈述。 This law makes credit card providers jointly responsible with suppliers for any issues with purchases between £100 and £30,000, including fraud or misrepresentation. 只要使用英国信用卡,这一保护就适用于全球,尽管关于海外消费者权利的细节仍不清楚。 The protection applies globally as long as a UK credit card is used, though details on consumer rights abroad are still unclear.