印度为中央政府工作人员启动了新的养老金计划,提供保障和灵活性。 India launches new pension scheme for central government workers, offering guarantees and flexibility.

印度政府从4月1日起开始实施统一养老金计划(UPS),为中央政府雇员提供有保障的养老金、最低养老金和家庭养老金。 The Indian government has launched the Unified Pension Scheme (UPS), effective April 1st, offering central government employees a guaranteed pension, minimum pension, and family pension. 符合资格的雇员必须在6月30日前选择加入。 Eligible employees must opt in by June 30th. UPS缴款人支付其基本工资和物价津贴的10%,政府缴款18.5%。 UPS contributors pay 10% of their basic pay and dearness allowance, with the government contributing 18.5%. 雇员可以选择自己的养老基金和投资模式,每年可选择转换。 Employees can choose their pension funds and investment patterns, with options to switch annually. 该计划保证在服务10年之后每月最低养恤金为10,000卢比。 The scheme guarantees a minimum monthly pension of Rs 10,000 after 10 years of service.