澳大利亚引入了40年抵押贷款,提高了购买力,但利息成本却堆积如山。 Australia introduces 40-year mortgages, boosting buying power but piling on interest costs.

在澳大利亚,40年的抵押贷款可增加借款,个人可达24 000美元,夫妇可达48 000美元,但可大大提高所付利息总额,给年轻一代增加财政压力。 In Australia, 40-year mortgages can increase borrowing by up to $24,000 for individuals and $48,000 for couples, but they significantly raise total interest paid, adding financial strain on younger generations. 虽然这些抵押减少了月付款,但主要是通过延长偿还期和增加利润使银行受益。 While these mortgages lower monthly payments, they mainly benefit banks by extending repayment periods and increasing profits.