会计师协会警告说,在经济放缓的情况下,小额金融和中小企业贷款的风险会增加。 Rating agency ICRA warns of rising risks in microfinance and SME loans amid economic slowdown.

会计师协会警告说,无担保贷款部门的风险增加,特别是在小额金融和中小企业贷款方面,由于经济减速和借款人过度杠杆化,这些部门的收款已大幅下降。 Rating agency ICRA has warned of increasing risks in unsecured loan sectors, notably in microfinance and SME loans, where collections have dropped significantly due to economic slowdown and borrower overleveraging. 尽管存在这些挑战,住房和财产贷款等有担保资产在数字化收集程序的帮助下保持了强劲的绩效。 Despite these challenges, secured assets like housing and property loans have maintained strong performance, aided by digitized collection processes. 最近RBI政策回购利率的下降可望减轻借款人的财政压力。 A recent reduction in the RBI policy repo rate is expected to ease financial pressure on borrowers.