与租房相比,Zoopla报告(Zoopla Reports)节省了英国首次购房者的20%左右。
Buying a home with a 20% deposit saves British first-time buyers about 20% compared to renting, Zoopla reports.
Zoopla报告说,英国的首次买家通过用20%的存款而不是租房购买房屋,可以节省大约20%的月付款。
Zoopla reports that first-time buyers in Britain could save around 20% on monthly payments by buying a home with a 20% deposit rather than renting.
平均抵押贷款支付额为1,038英镑,低于平均租金1,248英镑。
The average mortgage payment is £1,038, lower than the average rent of £1,248.
买家需要50,740英镑才能拿到20%的存款
Buyers need about £50,740 for a 20% deposit.
在高价地区,房租因需求而上涨,但在格拉斯哥和爱丁堡等城市,购买成本比租金低30%以上。
In high-priced areas, rents rise due to demand, but in cities like Glasgow and Edinburgh, buying costs are more than 30% below renting.
金融行为管理局正在考虑简化抵押规则,以帮助购房者。
The Financial Conduct Authority is looking at simplifying mortgage rules to aid home buyers.