社会保障受益人将面临预计2026年COLA为2.3%的预测,并警告今后可能削减。 Social Security beneficiaries face projected 2026 COLA of 2.3%, with warnings of potential future cuts.

社会保障2022年的生活费调整(COLA)为2.5%,令许多老年人失望。 Social Security's 2022 cost-of-living adjustment (COLA) was 2.5%, disappointing many seniors. 2026年,预计增长率为2.3%,但较高的通货膨胀可能会推动增长。 For 2026, a 2.3% increase is projected, but higher inflation could boost it. 然而,大型COLA往往与高通货膨胀联系在一起,这可能会在财务上伤害退休人员。 However, large COLAs are often tied to high inflation, which can hurt retirees financially. 目前COLA的计算方法使用的指数可能不完全反映老年人的开支。 The current COLA calculation uses an index that may not fully reflect seniors' expenses. 随着社会保障盈余的减少,受益人可能从2035年起面临减少的付款。 With the Social Security surplus dwindling, beneficiaries could face reduced payments from 2035. 为了做好准备,专家们建议推迟提供社会保障福利,投资于股息股票,并设立退休预算。 To prepare, experts suggest delaying Social Security benefits, investing in dividend stocks, and creating a retirement budget.