联合王国的FCA计划简化抵押规则,以促进房屋所有权,这既引起支持,也引起谨慎。 UK's FCA plans to simplify mortgage rules to boost homeownership, sparking both support and caution.

联合王国金融行为管理局正计划简化按揭规则,使人们更容易成为房主。 The UK's Financial Conduct Authority (FCA) is planning to simplify mortgage rules to make it easier for people to become homeowners. FCA将于5月发起一次协商,提出精简按揭条例的想法,包括使转换放款人或缩短按揭条件更简便。 The FCA will launch a consultation in May to propose ideas for streamlining mortgage regulations, including making it simpler to switch lenders or shorten mortgage terms. 6月,将启动关于抵押贷款市场未来的公共讨论。 In June, a public discussion on the future of the mortgage market will be launched. FCA还计划审查压力测试方法,这将有助于增加获得负担得起的抵押贷款的机会。 The FCA also plans to review stress testing methods, which could help increase access to affordable mortgages. Rachel Reeves总理欢迎这一行动,认为这是促进经济增长和帮助家庭购买住房的一种方式。 Chancellor Rachel Reeves welcomed the move, seeing it as a way to boost economic growth and help families buy homes. 然而,一些专家警告说,放松管制可能导致风险更大的借贷。 However, some experts warn that easing regulations could lead to riskier lending.