英国首次买家面临高涨的抵押贷款成本,工资增长超过工资增长,促使监管审查。 UK first-time buyers face soaring mortgage costs, outpacing wage growth, prompting regulatory review.

现在,联合王国首次购房者每月平均抵押贷款费用为940英镑,比五年前的590英镑有所增加。 UK first-time homebuyers now face an average monthly mortgage cost of £940, up from £590 five years ago. 尽管工资上涨了30%,但房价只上涨17%,使苏格兰的基尔马诺克成为房价为84 325英镑的最廉价地区。 Despite a 30% rise in wages, home prices have only increased by 17%, making Kilmarnock, Scotland, the most affordable area with a home price of £84,325. 金融行为管理局正在考虑修改按揭规则,以帮助拥有较小存款的买主。 The Financial Conduct Authority is considering changes to mortgage rules to help buyers with smaller deposits.