印度信用卡使用缓慢,2025年1月的付款和支出增长较低。 Indian credit card use slows, showing lower disbursement and spending growth in January 2025.

印度信用卡部门正在放缓,据ACMIIL的一份报告称,2025年1月,付款增长达到四年的最低水平。 The Indian credit card sector is slowing, with disbursement growth reaching a four-year low in January 2025, according to a report by ACMIIL. 支出总额逐月下降,尽管年同比增长14%,交易量逐月下降1%,但逐年增长31%。 Total spending fell month-on-month despite a 14% year-on-year increase, with transaction volumes dropping 1% month-on-month but growing 31% year-on-year. 未偿信用卡数量减少了120万张,表明消费者开支谨慎,市场可能饱和。 The number of outstanding credit cards fell by 1.2 million, indicating cautious consumer spending and potential market saturation. 银行可能需要提供创新的激励措施,以维持竞争性市场的增长。 Banks may need to offer innovative incentives to maintain growth in a competitive market.