印度为小企业采用数字信贷模式,利用在线数据加快贷款审批。 India introduces digital credit model for small businesses, using online data for quicker loan approvals.

印度财政部长Nirmala Sitharaman采用数字足迹为中小微企业推出新的信用评估模式。 India's Finance Minister Nirmala Sitharaman has introduced a new credit assessment model for MSMEs using digital footprints. 这一模式由公共部门银行加以利用,利用数字核查数据作出自动信贷决定,减少文书工作,并促成在线应用程序。 This model, leveraged by public sector banks, uses digitally verifiable data for automated credit decisions, reducing paperwork and enabling online applications. 它使中小微企业从原则上立即得到批准而受益,并涵盖那些没有正式会计制度的人,目的是改善信贷的获得和效率。 It benefits MSMEs with instant in-principle approval and covers those without formal accounting systems, aiming to improve credit access and efficiency.