越南银行在降低利率以刺激经济增长时，流动性问题不佳。 Vietnamese banks struggle with liquidity as they lower interest rates to spur economic growth.

越南银行在迅速降低存款利率以降低贷款利率和促进经济增长后,正面临流动性挑战。 Vietnamese banks are facing liquidity challenges after quickly lowering deposit interest rates to reduce lending rates and boost economic growth. 这一举动压缩了银行的净利率,有可能限制银行维持盈利能力和满足信贷需求的能力。 This move has compressed banks' net interest margins, potentially limiting their ability to maintain profitability and meet credit demand. 首相已指示越南国家银行对违反利率政策的银行进行监测并采取行动。 The Prime Minister has instructed the State Bank of Vietnam to monitor and take action against banks that violate interest rate policies. 专家建议,政府可侧重于稳定汇率和吸引外国投资,以支持经济增长,而不是大幅度提高存款率。 Experts suggest the government may focus on stabilizing the exchange rate and attracting foreign investment to support economic growth rather than raising deposit rates significantly.