有能力的方案通过家庭改造帮助老年人获得独立,但面临资金和保险方面的挑战。 CAPABLE program aids seniors' independence through home modifications but faces funding and insurance coverage challenges.

该方案通过改造房屋和提供日常活动支持、减少下降和节省资金,帮助60岁以上的老年人保持独立。 The CAPABLE program assists seniors over 60 in staying independent through home modifications and daily activity support, reducing falls and saving money. 它在26个州的65个地点积极开展活动,帮助了4 600人。 Active in 65 locations across 26 states, it has helped 4,600 people. 然而,保险覆盖面有限,特别是医疗保险的保险覆盖面有限,筹资方面的挑战限制了保险的扩大。 However, limited insurance coverage, especially from Medicare, and funding challenges restrict its expansion. 该方案费用为每个客户3 500至4 000美元,依靠赠款和国家供资。 The program costs $3,500 to $4,000 per client and relies on grants and state funding.