英国退休人员可申请12 570英镑的免税养恤金津贴,并对多付款项予以退款。 UK retirees can request a tax-free pension allowance of £12,570, with refunds for overpayments issued.

HMRC澄清了养老金税规则,规定退休人员可以要求将其免税津贴适用于其养老金收入,目前定为12 570英镑。 HMRC has clarified pension tax rules, stating retirees can request their tax-free allowance to be applied to their pension income, currently set at £12,570. 如果超额收费,将发放退款。 If overcharged, a refund will be issued. 年收入超过100 000英镑的人的免税津贴减少。 The tax-free allowance decreases for those earning over £100,000 annually. 养恤金领取人可在55岁时开始离职,国家养恤金领取年龄逐渐提高到67岁,然后是68岁。 Pensioners can start withdrawing at 55, with the state pension age gradually rising to 67 and then 68. 为了有资格领取全额国家养恤金,一个人需要35年的国民保险缴款。 To qualify for the full state pension, one needs 35 years of National Insurance contributions.