尽管复苏,但印度小额金融仍面临挑战,而两轮贷款在资产质量关切下增长。 Indian microfinance faces challenges despite recovery, while two-wheeler loans grow amid asset quality concerns.

印度小额供资和两轮贷款部门正在复苏,但挑战依然存在。 Microfinance and two-wheeler loan sectors in India are recovering, but challenges remain. 小额金融表明贷款质量有所改善,但面临投资组合收缩和差距增加,导致付款减少和信贷规范更加严格。 Microfinance shows improved loan quality but faces portfolio contraction and increased delinquencies, leading to reduced disbursements and stricter credit norms. 由于车辆销售额高和城市化程度高,两轮式融资正在增加,向更多的贷款和更广泛的地理范围转移。 Two-wheeler financing is growing due to high vehicle sales and urbanisation, with a shift towards larger loans and wider geographic reach. 尽管情况有所改善,但资产质量问题依然存在,特别是在31-180天的犯罪桶中。 Despite improvements, asset quality concerns persist, particularly in the 31-180 day delinquency bucket.