调查显示,大多数不列颠哥伦比亚人预期得到更高的抵押贷款,计划在2025年削减开支。 Survey reveals most British Columbians expect higher mortgages, plan to cut spending in 2025.

皇家LePage调查显示,53%的不列颠哥伦比亚人和43%的温哥华人预计到2025年他们的按揭付款会增加,预计82%的人将面临财政紧张。 A Royal LePage survey shows that 53% of British Columbians and 43% of Vancouverites expect their mortgage payments to rise in 2025, with 82% anticipating financial strain. 因此,60%计划削减自由酌定支出,42%将削减或取消旅行。 As a result, 60% plan to cut discretionary spending, and 42% will reduce or eliminate travel. 尽管加拿大银行的利率从5%的高峰下降到3%,但房主可能会面临更高的续期。 Despite the Bank of Canada's interest rate dropping to 3% from a peak of 5%, homeowners may face higher renewals. Royal LePage's Adil Dinani指出,对固定利率抵押贷款进行压力测试可以防止脱产,而房主根据其风险容忍度决定固定利率和可变利率。 Royal LePage's Adil Dinani notes that a stress test on fixed-rate mortgages could prevent delinquencies, while homeowners decide between fixed and variable rates based on their risk tolerance.