上星期的抵押贷款申请下降了6.6%,反映了住房市场持续谨慎。 Mortgage applications dropped 6.6% last week, reflecting ongoing housing market caution.

据抵押银行协会称,在截至2月14日的一周内,抵押贷款申请下降了6.6%,尽管30年抵押利率略有下降,降至6.93%。 Mortgage applications fell 6.6% in the week ending February 14, according to the Mortgage Bankers Association, despite a slight dip in 30-year mortgage rates to 6.93%. 购买和再融资申请都下降了,买方由于住房可负担性和经济不确定性而保持谨慎。 Both purchase and refinance applications declined, with buyers staying cautious due to housing affordability and economic uncertainty. 年复一年,再融资申请增加了39%,而购买申请却增加了7%。 Year-over-year, refinance applications were up 39%, while purchase applications showed a 7% increase.