尽管目前银行部门面临挑战,但印度从2026年年中以来的贷款增长预测将有所改善。 Indian loan growth forecast to improve from mid-2026, despite current banking sector challenges.

一份报告预测,在无担保贷款复苏和私人支出增加的推动下,印度从2026年中期以来贷款增长有所改善。 A report predicts improved Indian loan growth from mid-2026, driven by recovery in unsecured loans and increased private spending. 流动性的改善和RBI利率的削减也助长了这种乐观情绪,这也应支持银行利润幅度。 This optimism is fueled by better liquidity and RBI rate cuts, which should also support bank margins. 然而,由于成本较高和增长放缓,2025年第三季度对银行来说是艰难的。 However, the third quarter of 2025 was tough for banks due to higher costs and slower growth. 私营银行的收入下降,而公共部门银行业绩较好。 Private banks saw earnings fall, while public sector banks performed better. 市场了解资产质量问题,主要是在中小银行。 The market is aware of asset quality issues mainly in mid- and small-sized banks.