国外的无接触付款是安全的,但不是普遍的;旅行货币卡很方便。 Contactless payments abroad are secure but not universal; travel money cards offer convenience with caution.

Google Pay 或 Apple Pay 等无接触付款由于象征性化在国外比较安全,但可能不会在任何地方工作,而需要PINs。 Contactless payments like Google Pay or Apple Pay are safer abroad due to tokenization but may not work everywhere, requiring PINs instead. 为安全起见,使用室内自动取款机,警告旅行银行,并保持低借记卡余额。 For security, use indoor ATMs, warn your bank of travel, and keep low debit card balances. " 智者旅行卡 " 等旅行货币卡以有竞争力的汇率提供方便,但需注意隐藏的货币兑换费。 Travel money cards like the Wise Travel Money Card offer convenience with competitive rates but watch for hidden currency conversion fees. 使用 Xe 等应用程序追踪汇率并避免高收费。 Use apps like Xe to track exchange rates and avoid high fees.