美国家庭债务达到创纪录的 18.04 万亿美元，其中信用卡债务增加了 450 亿美元。 U.S. household debt hits record $18.04 trillion, with credit card debt up $45 billion.

美国人的家庭债务达到创纪录的 18.04 万亿美元，其中信用卡债务达到 1.21 万亿美元，2024 年第四季度增加了 450 亿美元。 Americans' household debt hit a record $18.04 trillion, with credit card debt reaching $1.21 trillion, an increase of $45 billion in the fourth quarter of 2024. 研究人员将这种增长与假日购物和高利率联系起来。 Researchers link the rise to holiday shopping and high interest rates. 尽管借贷成本较高，但消费者支出仍然强劲，但信用卡和汽车贷款的拖欠率上升，部分原因是疫情后汽车价格上涨。 Despite higher borrowing costs, consumer spending remains strong, but delinquency rates are up for credit cards and auto loans, partly due to higher car prices post-pandemic.