美国信用卡债务达到创纪录的1.21万亿美元,比去年增加7.3%。 American credit card debt reaches a record $1.21 trillion, up 7.3% from last year.

美国人的信用卡债务创下了创纪录的12.1万亿美元,比去年增加了7.3%,第四季度由于假日开支而增加了450亿美元。 Americans' credit card debt hit a record $1.21 trillion, up 7.3% from last year, with a $45 billion rise in the fourth quarter due to holiday spending. 尽管利率高,消费者支出仍然强劲。 Despite high interest rates, consumer spending remains strong. 专家将上升归因于通货膨胀缩小了美国人的财务利润率，使信用卡成为必要但昂贵的选择。 Experts attribute the rise to inflation shrinking Americans' financial margins, making credit cards a necessary but costly option.