联合王国的《FCA法案》为养老金提供者向非咨询客户提供个性化建议提出了指导方针。 UK's FCA proposes guidelines for pension providers to offer personalized advice to non-advised customers.

联合王国的金融行为管理局正在提出新的“定向支助”准则,供养恤金提供者向非咨询客户提供个性化的建议。 The Financial Conduct Authority (FCA) in the UK is proposing new 'targeted support' guidelines for pension providers to offer personalized suggestions to non-advised customers. 该提案旨在弥合接受财务建议者与没有获得财务建议者之间的“咨询差距”。 The proposal aims to bridge the 'advice gap' between those who receive financial advice and those who do not. 虽然贸易机构支持这一概念,但它们强调必须将有针对性的咨询意见与充分的财务咨询意见区分开来,以便保持其吸引力。 While trade bodies support the concept, they stress the importance of keeping targeted advice distinct from full financial advice to preserve its appeal. 公平竞争委员会正在就养恤金的这些变化进行磋商,并计划进行更广泛的零售业投资改革。 The FCA is consulting on these changes initially for pensions, with plans for broader retail investing reforms.