澳大利亚审查贷款规则,以帮助首次购房者偿还学生债务。 Australia reviews lending rules to help first-time home buyers with student debts.

澳大利亚司库Jim Chalmers启动了一项审查,以放宽贷款规则,特别是针对首次购房、欠HECS(高额教育捐款计划)债务的购房者。 Australian Treasurer Jim Chalmers has initiated a review to ease lending rules, particularly for first-time home buyers with HECS (Higher Education Contribution Scheme) debts. 现行条例对待学生贷款与其他债务一样,限制了借贷能力。 Current regulations treat student loans like other debts, limiting borrowing capacity. 这项审查得到非洲同侪审议机构和ASIC金融监管机构的支持,其目的是在债务即将偿还的情况下,将HECS的偿还款排除在可使用性评估之外,从而有可能提高数百万借款人的按揭资格。 The review, supported by financial regulators APRA and ASIC, aims to exclude HECS repayments from serviceability assessments if debts are soon to be paid off, potentially boosting mortgage eligibility for millions of borrowers. 此外,审查还力求改善建筑商的融资,以解决住房供应和可负担性问题。 Additionally, the review seeks to improve financing for builders to tackle housing supply and affordability issues.