研究:乐观主义使储蓄增加约1 352美元,特别是对低收入者而言。 Study: Optimism increases savings, especially for those with lower incomes, by about $1,352.

最近在《人格和社会心理学杂志》上进行的一项研究发现,乐观主义可促进储蓄,特别是低收入者的储蓄。 A recent study in the Journal of Personality and Social Psychology found that optimism boosts savings, especially among those with lower incomes. 研究人员分析了美国、英国和欧洲各地超过140,000人的数据,发现较高的乐观程度与更多的储蓄有关,即使稍稍乐观程度的改善也导致约1,352美元的储蓄增加。 Analyzing data from over 140,000 people across the U.S., UK, and Europe, researchers discovered that higher optimism levels were linked to greater savings, with even slight optimism improvements resulting in about $1,352 more in savings. 将建立乐观主义技术纳入金融教育方案可能是有益的。 Financial education programs might benefit from incorporating optimism-building techniques.