新西兰的养恤金规则要求受益人大多居住在该国,才能领取全额福利。 New Zealand's pension rules require beneficiaries to reside mostly in the country to receive full benefits.

新西兰的养恤金规则要求领取者每年大部分时间都在该国,以便继续领取全额新西兰退休金。 New Zealand's pension rules require recipients to spend most of the year in the country to keep receiving the full NZ Superannuation pension. 领取者必须每26周返回新西兰一次,或在海外居住时间较长时申请特别付款。 Recipients must return to New Zealand every 26 weeks or apply for special payments if living overseas longer. 新西兰与包括加拿大和澳大利亚在内的10个国家订有社会保障协定,这可能影响到领取养老金的资格。 New Zealand has social security agreements with 10 countries, including Canada and Australia, which can affect pension eligibility. 加拿大人不能将其养恤金计划缴款直接转给新西兰的KiwiSave,而是可以在咨询税务顾问后将提取的资金投资于KiwiSave。 Canadians cannot directly transfer their Pension Plan contributions to New Zealand's KiwiSaver but can invest withdrawn funds into KiwiSaver after consulting tax advisors.