美国贫富差距扩大：最顶层的 0.1% 现在持有的资产是底层 50% 的两倍。 U.S. wealth gap widens: Top 0.1% now hold twice the assets of bottom 50%.

圣路易斯联邦储备银行发现，美国前 0.1% 的家庭持有 6.5 万亿美元的资产，主要是股票等金融工具，而最低 50% 的家庭持有 3.1 万亿美元，主要是房屋和汽车。 The Federal Reserve Bank of St. Louis found the top 0.1% of U.S. households hold $6.5 trillion in assets, mostly in financial instruments like stocks, while the bottom 50% hold $3.1 trillion, mostly in homes and vehicles. 股票的平均年增长率接近 10%，与房地产相比，股票是更强大的财富构建者，房地产的平均年增长率约为 4.2%。 Stocks, with average annual gains of nearly 10%, are a more powerful wealth builder compared to real estate, which averages around 4.2% annual growth. 投资低费用、广泛市场的指数基金可以产生持续增长，使其成为比房地产更好的长期策略。 Investing in low-fee, broad-market index funds can yield consistent growth, making it a better long-term strategy than real estate.