澳大利亚人必须更新退休金受益人提名,以确保在死亡后向预定领取者提供资金。 Australians must update superannuation beneficiary nominations to ensure funds go to intended recipients after death.

在澳大利亚,确保您的退休金资金在死亡后支付给合适的人,需要有效的受益人提名。 In Australia, ensuring your superannuation funds go to the right person after death requires a valid beneficiary nomination. 超级基金不包含在遗嘱中, 因此更新提名至关重要, 特别是在生活改变之后, 比如离婚或生孩子。 Super funds are not covered by wills, so it's crucial to update nominations, especially after life changes like divorce or having a child. 有四种类型的提名:划线提名、不划线提名、无约束力提名和复位提名。 There are four types of nominations: lapsing, non-lapsing, non-binding, and reversionary. NGS Super建议定期审查和更新提名,并向专业人员提供咨询指导。 NGS Super advises reviewing and updating nominations regularly and consulting professionals for guidance.