美联储的研究显示,美利坚的美国人为了建立财富而把股票比房地产优先。 Wealthy Americans favor stocks over real estate for building wealth, Fed study shows.

圣路易斯联邦储备银行发现,最富有的美国人持有更多的金融资产,如股票,而不是房地产。 The Federal Reserve Bank of St. Louis found that the wealthiest Americans hold more assets in financial instruments like stocks rather than real estate. 从1990年到2024年,美国房价增长了33%,平均每年增长4.2%,而股票年增长率为8.7%。 From 1990 to 2024, U.S. home prices grew 323%, averaging 4.2% annually, while stocks grew at 8.7% annually. 这表明,由于增长率和流动性较高,股票,尤其是通过指数基金,可以比房地产更快地积累财富。 This suggests stocks, particularly through index funds, can build wealth faster than real estate due to higher growth rates and liquidity.