印地安那共和国Jake Teshka提议对“赚取工资”的行业进行监管,以防止掠夺性的做法。 Indiana Rep. Jake Teshka proposes regulating the "earned wage access" industry to prevent predatory practices.

印第安纳共和国Jake Teshka已提出众议院第1125号法案,以规范“挣工资机会”(EWA)行业, 允许工人在发薪日之前获得所得工资。 Indiana Rep. Jake Teshka has proposed House Bill 1125 to regulate the "earned wage access" (EWA) industry, allowing workers to access their earned wages before payday. 该法案将设立一个许可证制度,由国家金融机构司监督。 The bill would create a licensing system overseen by the state's Department of Financial Institutions. 虽然它包括消费者保护,如不收取逾期费或利息,但批评者担心,如果没有收费限制,这项服务可能导致类似于付日贷款的掠夺性做法。 While it includes consumer protections like no late fees or interest, critics worry that without limits on fees, the service could lead to predatory practices similar to payday loans.