联合王国法院规则规定,汽车买家可以向放款人索回隐藏费用,可能使银行损失数十亿美元。
UK court rules car buyers can reclaim hidden fees from lenders, potentially costing banks billions.
根据上诉法院的一项裁决,通过经销商取得贷款的联合王国汽车购买者可以收回金融公司向经销商支付的秘密费用。
UK car buyers who took out loans through dealers may reclaim secret fees paid to dealers by finance firms, according to a Court of Appeal ruling.
此案被称为PPI 2. 0,可能使劳埃德银行损失2.5bn英镑,Santander公司损失1.1bn英镑。
This case, known as PPI 2.0, could cost Lloyds Bank £2.5bn and Santander £1.1bn.
联合王国的汽车采购大多得到融资,裁决引起了贷款人的关切。
Most car purchases in the UK are financed, and the ruling has caused lenders concern.
最高法院将于2025年4月1日至3日审理上诉,解决明确披露收费的必要性。
The Supreme Court will hear the appeal on April 1-3, 2025, addressing the need for clear disclosure of fees.