美国老年人长期护理费用负担日益沉重,使Gen Xers和千百年来的经济压力加大。 Rising long-term care costs burden U.S. older adults, straining Gen Xers and millennials financially.

美国不断增长的老年人口面临着高昂的长期护理费用,这给像Gen Xers和千年代这样的年轻一代带来了负担,他们经常为年老的亲属提供资金和护理。 The growing older population in the U.S. is facing high long-term care costs, burdening younger generations like Gen Xers and millennials who often fund and provide care for their aging relatives. 由于医疗保险没有覆盖大多数长期护理,只有不到15%的老年美国人能够负担这种护理而不消耗其资产。 With Medicare not covering most long-term care, fewer than 15% of older Americans can afford such care without depleting their assets. 这种财政紧张可能导致退休储蓄减少和年轻照顾者的债务增加,有可能增加纳税人的医疗补助费用。 This financial strain can lead to reduced retirement savings and increased debt for younger caregivers, potentially increasing Medicaid costs for taxpayers.