RBI发布准则,就个人贷款浮动利率变化进行更明确的沟通。 RBI issues guidelines for clearer communication on floating interest rate changes for personal loans.

印度储备银行(RBI)发布了银行准则,以澄清个人贷款浮动利率的重新设定。 The Reserve Bank of India (RBI) has issued guidelines for banks to clarify the reset of floating interest rates on personal loans. 银行必须通知借款人潜在的利率变化,并提供季度报表。 Banks must inform borrowers about potential interest rate changes and provide quarterly statements. 借款人可以选择增加他们的EMI、延长贷款期限、改用固定利率或预付。 Borrowers can choose to increase their EMI, extend the loan term, switch to a fixed rate, or prepay. 银行还必须提供固定利率选择,并明确披露任何调换利率收费。 Banks must also offer fixed-rate options and disclose any charges for switching rates clearly.