新西兰的按揭利率预测将降至5%以下,使住房贷款更能负担得起。 New Zealand's mortgage rates forecast to fall below 5%, making home loans more affordable.

据预测,新西兰的抵押贷款利率很快将下降到5%以下。 Mortgage rates in New Zealand are predicted to drop below 5% soon. 随着定期存款率降至4.5%,像大五国这样的贷款人目前提供5.49%的低利率,预期在今后一个月中将家庭贷款利率减少约0.5%。 With term deposit rates falling to 4.5%, lenders like the big five, currently offering rates as low as 5.49%, are expected to cut home loan rates by about 0.5% in the coming month. 这是因为批发率和官方现金率下降,使房主能够更负担得起借贷。 This follows a decrease in wholesale rates and the official cash rate, making borrowing more affordable for homeowners.