许多联合王国工人在退休护理费用方面没有做好充分准备,面临潜在的资金短缺。 Many UK workers underprepare for retirement care costs, facing potential financial shortfalls.

巴内特·瓦丁汉姆(Barnett Waddingham)的一份报告显示,尽管36%的英国工人预计退休后健康和护理费用将大幅上升,但只有17%的人计划提供潜在的长期护理。 A report by Barnett Waddingham reveals that while 36% of UK workers expect health and care costs to rise significantly in retirement, only 17% have planned for potential long-term care. 工作场所养恤金收入平均为每年20 435英镑,住宅护理费用约为每年60 320英镑,许多退休人员可能面临资金短缺。 With average workplace pension income at £20,435 per year and residential care costing around £60,320 annually, many retirees may face financial shortfalls. 研究强调需要提高对退休护理需求的认识和资金规划。 The study highlights the need to improve awareness and financial planning for retirement care needs.