社会保障福利从1 298美元(62美元)到2 038美元(70美元)不等,影响了退休人员的收入决定。 Social Security benefits vary from $1,298 at 62 to $2,038 at 70, impacting retirees' income decisions.

社会保障是许多退休人员的一个关键收入来源,平均福利为每月1 925美元。 Social Security is a key income source for many retirees, with the average benefit at $1,925 monthly. 提前62岁申报,将福利降低30%,每月1 298美元,而等到67岁,将福利提高到1 884美元。 Claiming early at 62 reduces benefits by 30% to $1,298 monthly, while waiting till 67 boosts it to $1,884. 延迟到70岁可以使补助金每月增加24%,达到2 038美元。 Delaying until 70 can increase benefits by 24% to $2,038 monthly. 1983年法律规定,完全退休年龄为67岁,何时申请的决定取决于个人的经济需要和健康期望。 The full retirement age is 67, set by a 1983 law, and the decision on when to claim depends on individual financial needs and health expectations.