工人在受聘日期前被解雇,在401(k)项基金中损失15 000美元。 Worker loses $15,000 in 401(k) funds after being laid off before vesting date.

一名Reddit用户在全部投资前9天被解雇后,在未投资的401(k)基金中损失了15 000美元。 A Reddit user lost $15,000 in unvested 401(k) funds after being laid off nine days before becoming fully vested. 在征求r/个人金融界的意见时,他们被告知与401(k)保管人联系,要求公司推迟终止合同,直到授予合同、要求文件,并考虑谈判PTO或推迟终止日期。 Seeking advice from the r/personalfinance community, they've been told to contact the 401(k) custodian, ask the company to delay termination until vesting, request documentation, and consider negotiating PTO or a later termination date. 尽管采取了这些步骤,但由于在职就业法律,用户的选择可能有限。 Despite these steps, the user may have limited options due to employment at-will laws. 建议他们以文件记录所有来文。 They are advised to document all communications.