研究人员提议设立代理银行账户,以保护老年人免受照顾者的财务虐待。 Researchers propose proxy bank accounts to protect seniors from financial abuse by caregivers.

老年人通常与受信任的照顾者共享银行密码,使他们面临财务虐待风险。 Older adults commonly share banking passwords with trusted caregivers, exposing them to financial abuse risks. 目前的银行解决方案,如受托人和联合账户,有其局限性。 Current banking solutions like trustee and joint accounts have limitations. 研究人员提议代用账户,为照顾者提供他们自己的登录证书,使他们能够履行银行业务任务,并有一定限度地保护老年人的财务和隐私。 Researchers propose proxy accounts, which provide caregivers with their own login credentials, allowing them to perform banking tasks with set limits to protect older adults' finances and privacy.