CFPB关于计算机设备行动伙伴关系贷款的新规则要求评估还款能力和更明确地披露情况,以保护房主。 New CFPB rules for PACE loans require assessing repayment ability and clearer disclosures to protect homeowners.

消费者金融保护局(CFPB)为财产评估清洁能源贷款制定了新的规则,要求放款人评估借款人偿还能力并提供更明确的披露。 The Consumer Financial Protection Bureau (CFPB) has established new rules for Property Assessed Clean Energy (PACE) loans, requiring lenders to assess borrowers' ability to repay and provide clearer disclosures. 从2026年3月1日起,这项规则旨在保护房主免受掠夺性借贷,对抵押贷款适用类似的条例。 Effective March 1, 2026, the rule aims to protect homeowners from predatory lending by applying similar regulations to those used for mortgages. 尽管消费者团体支持这一行动,但一些按揭贷款人对计算机设备行动伙伴关系贷款的“超级留置优先权”状况感到关切,这可能使再融资或出售住房复杂化。 While consumer groups support the move, some mortgage lenders are concerned about the "super lien priority" status of PACE loans, which could complicate refinancing or selling homes.