新西兰监察员警告度假者检查汽车保险和适航性,以避免索赔问题。 New Zealand ombudsman warns holidaymakers to check car insurance and roadworthiness to avoid claim issues.

新西兰保险和金融服务监察员建议度假者确保其车辆适合行驶,并确保他们了解其保险范围,以避免索赔被拒。 The Insurance and Financial Services Ombudsman in New Zealand advises holidaymakers to ensure their vehicle is roadworthy and that they understand their insurance coverage to avoid claim denials. 提示包括隐藏贵重物品、审查保险单和将长期缺勤通知保险公司。 Tips include hiding valuables, reviewing insurance policies, and notifying insurers of extended absences. 与公众的信念相反,驾驶时穿便装并不能使保险索赔无效,但鲁莽驾驶或将物品留在无人看管的地方可能导致索赔被拒绝。 Contrary to popular belief, wearing flip-flops while driving does not invalidate insurance claims, but reckless driving or leaving belongings unattended can lead to claim rejections.