Buy Now, Pay Later Services在网络周一达到991.2M美元, 2023年美国支出增长14%。 Buy Now, Pay Later services hit $991.2M on Cyber Monday, seeing a 14% rise in U.S. spending in 2023.

现在购买,以后付款 (BNPL) 服务在2024年网络星期一的支出创下了9.912亿美元的纪录,美国的总体支出在2023年达到751亿美元,比2022年增加了14%. Buy Now, Pay Later (BNPL) services saw record spending of $991.2 million on Cyber Monday 2024, with overall US spending reaching $75.1 billion in 2023, a 14% increase from 2022. 零售商采用这些服务来增加销售量,但用户,特别是年轻用户面临过度扩张和债务等金融风险。 Retailers are adopting these services to boost sales, but users, especially younger ones, face financial risks like overextension and debt. 消费者金融保护局现在将BNPL分类为信用卡供应商,提供更多的消费者保护。 The Consumer Financial Protection Bureau now classifies BNPL as credit card providers, offering more consumer protections. 尽管存在风险,但在谨慎的情况下,BNPL服务可能是有用的. Despite risks, BNPL services can be useful with caution.