只有当儿童投资至少1 000英镑,而且奖金率下降时,NS&I优惠债券才可能给儿童带来收益。 NS&I Premium Bonds likely to yield returns for children only if they invest at least £1,000, with prize rates dropping.

拯救钱财专家的创始人马丁·刘易斯指出,SNS&I Premium Bonds是一个储蓄账户,每月抽取奖金,只有儿童投资至少1 000英镑,才可能产生回报。 Martin Lewis, founder of MoneySavingExpert, notes that NS&I Premium Bonds, a savings account with a monthly prize draw, are only likely to yield returns for children if they invest at least £1,000. 通常情况下,如果有平均的运气,一年中一个人可能一无所获。 Typically, with average luck, one might win nothing in a year. NS&I宣布,从2025年1月起,奖金基金利率将降至4%,导致高价值奖减少,但25英镑奖增加。 NS&I announced the prize fund rate will decrease to 4% from January 2025, leading to fewer high-value prizes but more £25 prizes.