调查:22%的美国人出于冲动购买伤害财务的资金,超过退休储蓄16%。 Survey: 22% of Americans made impulse buys hurting finances, exceeding retirement savings for 16%.

NerdWallet 最近的一项调查显示，22% 的美国人在过去一年中进行了影响他们财务状况的冲动购买，其中 16% 的人在冲动购买上的花费超过了退休储蓄上的花费。 A recent NerdWallet survey shows that 22% of Americans made impulse purchases that hurt their finances in the past year, with 16% spending more on impulse buys than on retirement savings. 为了遏制这种情况,这项调查建议实现储蓄的自动化,不追踪引发冲动购物的社交媒体账户,并等待购买之后再看是否还抱有这种愿望。 To curb this, the survey recommends automating savings, unfollowing social media accounts that trigger impulsive shopping, and waiting before making purchases to see if the desire remains.