Halifax将根据自12月10日起的家庭能源效率调整按揭的可负担性。 Halifax will adjust mortgage affordability based on a home's energy efficiency starting December 10.

在计算12月10日开始的按揭可负担性时,联合王国主要银行哈利法克斯将开始考虑家庭能源绩效证书(EPC)评级。 Halifax, a major UK bank, will start considering a home's Energy Performance Certificate (EPC) rating when calculating mortgage affordability starting December 10. EPC评级较高的家庭(A/B)的贷款最高额可能会增加,而评级较低的家庭(F/G)的贷款最高额可能减少。 Homes with higher EPC ratings (A/B) may see an increase in the maximum loan amount, while those with lower ratings (F/G) may see a decrease. 此举旨在鼓励提高能源效率,并可能影响抵押贷款市场,使一些房主更负担得起。 This move aims to encourage energy efficiency and could affect the mortgage market, making it more affordable for some homeowners. 桑坦德最近还调整了抵押贷款承受能力,可能使客户能够借更多钱。 Santander also recently adjusted its mortgage affordability rates, potentially allowing customers to borrow more.