美国老年人的自费医疗费用高于大多数富裕国家, American seniors face higher out-of-pocket healthcare costs than those in most wealthy countries, despite Medicare coverage.

联邦基金最近的一项研究显示,美国老年人的医疗保健费用高于大多数富裕国家的老年人,尽管医保覆盖率很高。 A recent study by the Commonwealth Fund reveals that American seniors pay more for healthcare than their counterparts in most wealthy nations, despite Medicare coverage. 将近四分之一的美国老年人每年至少花费2 000美元,而法国和荷兰等国家则不到5%。 Nearly 1 in 4 U.S. seniors spend at least $2,000 out of pocket annually, compared to fewer than 5% in countries like France and the Netherlands. 研究还发现,8%的美国人使用传统医疗保健,9%的美国人使用医疗优势,由于费用问题,放弃了必要的医疗保健。 The study also found that 8% of Americans on traditional Medicare and 9% with Medicare Advantage skip necessary healthcare due to cost concerns. 这一财政障碍导致健康结果较差,长期保健费用增加。 This financial barrier leads to poorer health outcomes and increased long-term healthcare costs.