联邦学生贷款借款人如果在大规模中断后违约,将面临工资扣押和社会保障削减。 Federal student loan borrowers face wage garnishment and Social Security cuts if they default post-pandemic pause.
自2023年9月大流行时期的停顿结束以来拖欠付款的联邦学生贷款借款人将面临财政后果,包括工资扣款和社会保障福利的减少。 Federal student loan borrowers who have fallen behind on payments since the pandemic-era pause ended in September 2023 will face financial consequences, including wage garnishment and Social Security benefit reductions. 借款人可以通过寻求延期、宽限期或收入驱动的还款计划来避免违约。 Borrowers can avoid default by seeking deferments, forbearances, or income-driven repayment plans. 然而,一旦发生违约,借款人必须完成恢复过程,然后才能获得这些选择。 However, once in default, borrowers must complete a rehabilitation process before accessing these options.