在高成本和汽车贷款的驱动下,加拿大消费债务创下2.5万亿美元的最高纪录。 Canadian consumer debt hits record $2.5 trillion, driven by high costs and auto loans.

由于生活费用和失业率高,加拿大消费债务在第三季度创下了创纪录的2.5万亿美元。 Canadian consumer debt hit a record $2.5 trillion in the third quarter due to high living costs and unemployment. 新来港定居人士和第一次借款人发现,未支付款项的增加幅度最大,尽管随着最近利率的削减,这一增长速度有所放缓。 Newcomers and first-time borrowers saw the biggest rise in missed payments, though this has slowed with recent interest rate cuts. 非银行的自动贷款增加12%,银行贷款增加2.7%,这是债务增加的主要因素。 Auto loans, up 12% for non-bank and 2.7% for bank loans, are a major factor in the debt increase. Transunion预测,到2025年,自动贷款规模将保持平坦,其差额略有改善。 TransUnion predicts auto loan sizes will remain flat in 2025, with delinquencies improving slightly.

November 26, 2024

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