青少年分享的文本突显了青年金融知识方面的差距,促使人们呼吁在学校开展更多的教育。 Teen's shared texts highlight gaps in youth financial knowledge, fueling calls for more education in schools.
Chip Leighton在社交媒体上的病毒性“青少年短信”突显了孩子们对基本金钱问题(如给眼科医生小费或自动取款机时间)的疑问。 Chip Leighton's viral "teenager texts" on social media highlight questions from kids about basic money matters, such as tipping an eye doctor or ATM hours. 虽然Leighton认为今天的年轻人在经济上不一定少一些钱, 这些调查现在更经常地被记录下来。 While Leighton argues today's youth aren't necessarily less financially savvy, these inquiries are more often documented now. 这刺激了在学校普及金融知识的动力,只有一半的州需要个人金融课程。 This has spurred a push for financial literacy in schools, with only half of states requiring personal finance courses. 研究表明,这类课程可以改善财务福利,从而在青壮年时期提高信用评分,降低债务拖欠率。 Studies show such courses can improve financial well-being, leading to better credit scores and lower debt delinquency rates in young adulthood.