美国的汽车贷款平均期限长达近70个月,增加了总利息成本。 The average U.S. car loan term stretches to nearly 70 months, increasing total interest costs.

据Experian说,美国的平均汽车贷款期限现已接近70个月,新车平均68.48个月,使用汽车67.41个月。 The average car loan term in the U.S. is now nearly 70 months, with new cars averaging 68.48 months and used cars at 67.41 months, according to Experian. 虽然较长的贷款提供较低的月支付额,但导致利息总成本较高。 While longer loans offer lower monthly payments, they result in higher total interest costs. 69%以上的新的和二手汽车贷款目前期限为61个月或更长,尽管73个月或更长的贷款略有减少。 Over 69% of new and used car loans now have terms of 61 months or more, though loans lasting 73 months or longer have slightly decreased.