英国金融专家警告说,随着奖金利率的下降,对小储蓄者来说,奖金债券可能不是最好的办法。 UK finance expert warns Premium Bonds may not be best for small savers as prize rates decline.

联合王国金融专家马丁·刘易斯警告说,大多数债券持有者,特别是储蓄较少者,可能在其他地方赚取更多收入。 Martin Lewis, a UK finance expert, warns that most Premium Bonds holders might earn more elsewhere, especially those with smaller savings. 奖金债券的奖金利率定将下降,使大多数债券的吸引力降低。 The prize fund rate for Premium Bonds is set to drop, making them less attractive for most. 他建议,拥有大量投资的较高收入者仍可能受益。 He suggests higher earners with large investments might still benefit. 对其他人来说,容易获取或固定利率储蓄账户可以提供有保证利息的更好的回报。 For others, easy access or fixed-rate savings accounts could offer better returns with guaranteed interest.