36%的美国家庭担心财务问题;专家建议储蓄、预算编制和保险。 36% of U.S. households worry about finances; experts advise savings, budgeting, and insurance.

根据世界金融集团的《金融智商研究》,36%的美国家庭由于经济波动和成本上升而对其财务感到焦虑。 According to the Financial IQ Study by World Financial Group, 36% of American households are anxious about their finances due to economic fluctuations and rising costs. 为改善财政安全,研究报告建议制定一项战略,包括了解收入和支出、及早开始储蓄、利用退休储蓄计划以及设立紧急基金。 To improve financial security, the study suggests developing a strategy that includes understanding income and expenses, starting early savings, utilizing retirement savings plans, and creating an emergency fund. 咨询金融专业人员和探索人寿保险选项也有助于防范意外事件。 Consulting financial professionals and exploring life insurance options can also help safeguard against unexpected events. WorldFinanceGroup.com提供测试金融知识和复原力的资源。 WorldFinancialGroup.com offers resources to test financial literacy and resilience.